Joint Tenants, Unequal Contributions

Best Answer: D

The facts present concrete, contemporaneous indicators that Laura's consent may not be fully free and informed. The pressure from spouse + reluctance + visible uncertainty are exactly the fact pattern that triggers a solicitor's duty to ensure the at-risk party has the opportunity for independent legal advice before the solicitor can properly continue acting for both.

Option D captures this precisely: it ties the requirement directly to the specific circumstances (how she came to agree, and her apparent uncertainty), and it frames the obligation correctly as ensuring she has the opportunity to take advice — not as terminating the retainer outright.

Get unlimited attempts to the SQE1 Mini Mock Exam by clicking here,

and enter this access code: passwithus

Why the Other Options Are Incorrect

Option A is incorrect because the issue isn't that Laura doesn't know what a joint tenancy means; it's that she may be agreeing under pressure. A signature confirming comprehension does nothing to address voluntariness, so it doesn't discharge the solicitor's obligation on these facts.

Option B is incorrect because this is too passive for what the facts show. "May wish to" if she "remains concerned" puts the onus on Laura to flag ongoing concern, when she's already displayed reluctance and uncertainty in the room. Once those signs are present, the solicitor should be proactively ensuring she gets the opportunity for advice, not waiting to see if she raises it herself.

Option C is incorrect because reluctance and uncertainty are signs of a risk requiring a protective step (independent advice), not proof that an actual conflict has crystallised between the spouses' interests in the transaction itself. There's no indication their interests are adverse — Laura hasn't said she opposes the purchase or the joint tenancy outright. Mandating cessation of joint retainer overreacts to what the facts actually show.

Option E is incorrect. This sounds reasonable (explain directly, stay alert) but underplays where the facts already are. "Remain alert to any further signs" treats the risk as still emerging, when reluctance and visible uncertainty have already manifested in the meeting. At that point, the proportionate response is to secure the opportunity for independent advice now, not to proceed on the solicitor's own explanation while monitoring for more red flags.

Test your exam readiness with our SQE1 Mock Exam and see how you perform.

https://www.sqesuccess.top/sqe-mock

For more information, read our FAQ.

Read SQE Exam Passing Tips and other SQE MCQ Explanation Here.

Blog Categories

SQE MCQ Explained

SQE Exam Tips

Reflections from Farrah

© 2026 SQE Success. All rights reserved.

SQE Success is a trading name of Sharp Vision Consulting Co., Ltd.